Risk Tolerance vs. Time Horizon

When deciding how much exposure your account should have to stocks versus bonds, it is important to measure your risk tolerance against the time horizon for the account. We understand that most people have many different financial goals to pursue which could ultimately mean utilizing several different portfolio allocations.

Disclosures: This is not a recommendation to buy or sell any investment strategy. Consult a qualified advisor prior to making any financial decision. Investing involves risk including loss of principal. No strategy ensures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Investment allocations are subject to change. Information is valid as of August 2023.