Wealth Management

Wealth management is a high-level professional service that combines financial and investment advice,  retirement planning , and estate planning. Clients work with a single wealth manager who coordinates input from financial experts and can include coordinating advice from the client's own attorney, accountants and insurance agent. Some wealth managers also provide advice on philanthropic activities.

Source: www.Investopedia.com

Financial & Investment Advice

This is a broad-scope of advice that covers everything from picking investments – to helping you figure out whether or not to take a loan on your new car purchase. The concept is to offer education to the clients so that they can make a sound, financial decision.  If the answer is not clear, there might be more research to be done.  The opportunity to consult with other experts prior to making decisions could also provide more clarity.

Retirement & Education Planning

Every client has different financial needs and goals.  Some are ten years out from retirement and would like to know if they will have enough money to stop working. Through the use of simulations, we can gain a clearer picture of that. There are many “moving parts” when it comes to retirement, so it is crucial that the retirement plan is updated frequently, even during retirement. Some clients are trying to balance retirement funding with sending a child, or grandchild, to college. We can also put together plans that attempt to accommodate the intricate financial-balancing act.


We all live in a fast-paced world where it is easy to lose track of time.  Clients should not feel like they have been forgotten about.  It is important that a regular contact schedule is established and maintained. Again, every client is different and has different needs that should be discussed prior to starting a relationship

Tax & Estate Planning

Many clients have existing relationships with accountants, attorneys, etc. If there is not a relationship where one is needed, several vetted options can be provided to choose from to save time on the process. It is important that there is an open line-of-communication between all of the clients’ professionals in order to protect the clients’ best financial interests.

Planning for the Unexpected

Insurance is an important part of financial planning.  It serves as a way to protect assets from unexpected events that happen.  Not every single person needs every single type of insurance.  Each situation is different and should be addressed case-by-case.  Through dialogue, the appropriate insurance can be selected by looking at family history, debts, and wishes for future generations.